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Zakat Calculator
plusCalculate Zakat accurately per ZATCA guidelines covering Nisab, Hawl, and both individual and corporate scenarios
Comparable Companies Multiples Valuation
proValuation via Trading Multiples (EV/EBITDA, EV/Revenue, P/E) with peer selection from Tadawul and MENA markets.
Residential Home Purchase Plan (Shariah-Compliant Financing)
plusHome purchase plan in Saudi Arabia with Shariah-compliant financing (Ijarah, Murabaha, Tawarruq) with affordability and buy-vs-rent analysis
Internal Audit Checklist for Saudi Companies
plusComprehensive internal audit checklist for Saudi companies per IIA & SOCPA, covering 12 accounting cycles + compliance + IT Controls.
Break-even Analysis
plusUnit and revenue break-even analysis for a Saudi project or product, with Margin of Safety and sensitivity.
Variance Analysis (Budget vs Actual)
plusProfessional Variance Analysis (actual vs budget) for a Saudi company: Price/Volume/Mix Variances with corrective actions.
NGO Budget & Annual Financial Report
plusBudget and annual financial report for a Saudi NGO per the Associations Law administered by the National Center for Non-profit Sector Develo
Annual Operating Budget Plan for a Saudi Business
plusBuilds a complete annual operating budget in SAR for Saudi SMEs, with monthly revenue and expense breakdowns and explicit, reviewable assump
13-Week Cash-Flow Forecast
plusBuilds a short-term weekly cash-flow forecast in SAR that flags liquidity gaps early, with receipts, disbursements, and closing balance per
In-Depth Financial Statement Analysis
proAnalyzes the three financial statements through liquidity, profitability, leverage, and efficiency ratios, with trend interpretation and con
Investment Memo for an Opportunity or Project
proDrafts a professional investment memo for investors or the board covering thesis, market, returns, risks, and the funding ask, with explicit
Product or Service Pricing Model
plusBuilds a deliberate pricing model in SAR balancing cost, value, and competition, treats VAT explicitly, and proposes justified price tiers.
Break-Even Analysis for a Project
freeComputes the break-even point in units and SAR, separates fixed from variable costs, and presents contribution margin and margin of safety w
ZATCA-Compliant Tax Invoice Guidance
freeGuides the mandatory fields of tax and simplified invoices per ZATCA, with 15% calculation checks and e-invoicing elements.
Employee Expense and Reimbursement Policy
plusDrafts a clear internal expense policy in SAR defining allowed items, caps, approval flow, and documentation, aligned with ZATCA record-keep
Financial KPIs Dashboard Specification
proDesigns an executive financial KPI dashboard spec defining metrics, formulas, data sources, cadence, and alert thresholds, ready to hand to
Loan and Financing Options Comparison
plusCompares financing options in SAR across total cost, installments, and tenor, favoring Shariah-compliant alternatives and exposing hidden fe
Zakat Calculation Guidance on Wealth and Business
freeGuides zakat calculation on wealth and trade goods in SAR per fiqh, noting the difference between individuals' zakat base and ZATCA'
P&L Narrative Drafting
proTurns P&L figures into an executive narrative explaining performance drivers and variances versus plan in SAR, in board-ready language w
Discounted Cash Flow (DCF) Valuation Model with Assumptions Memo
proFor investment analysts and finance teams: a framework to build a DCF valuation model covering projections, discount rate, terminal value, a
Comprehensive Investment Thesis with Catalysts and Disconfirmers
plusFor portfolio managers and sophisticated individual investors: a framework to craft a disciplined investment thesis covering rationale, cata
Corporate Treasury and Cash Management Policy
proFor treasurers and CFOs: a framework to draft a treasury policy governing liquidity, cash forecasting, banking, short-term investment, and c
Corporate Financial Risk and Hedging Plan
proFor CFOs and risk managers: a framework to build a financial risk plan identifying exposures (FX, rate, commodity, liquidity, credit) and pr
M&A Financial Model Narrative for an Acquisition or Merger
plusFor corporate-development and finance teams: a framework to narrate an M&A financial model linking deal structure, accretion/dilution, s
Credit and Loan Analysis for a Financing Request
plusFor credit officers and business owners seeking financing: a framework to prepare a structured credit analysis assessing repayment capacity,
Unit Economics and Cohort Analysis for a Startup
freeFor startup founders and growth teams: a framework to build unit economics (CAC, LTV, margin) and customer cohort/retention analysis, withou
IPO Readiness Assessment
proFor companies considering a Tadawul listing and advisors: a framework to assess IPO readiness across governance, financials, compliance, equ
Working-Capital Optimization and Cash-Conversion-Cycle Plan
plusFor CFOs and operations managers: a framework to analyze working capital and shorten the cash-conversion cycle across inventory, receivables
Capital Budgeting: NPV and IRR Project Appraisal
plusFor CFOs and investment committees: a framework to appraise a capital project via NPV, IRR, and payback with sensitivity and an approval dec
Financial Controls and Internal Audit Framework
proFor internal audit and finance leaders: a framework to design financial internal controls and a risk-based audit methodology covering segreg
Scenario and Sensitivity Financial Planning
freeFor CFOs and FP&A teams: a framework to build scenario financial planning (base/upside/downside) and sensitivity analysis of key drivers
Complete Monthly Personal Budgeting System in Saudi Riyals
freeFor individuals and families in Saudi/Gulf: a framework to build a realistic monthly budget allocating income across obligations, savings, a
Multi-Debt Payoff Plan Using Snowball and Avalanche Methods
freeFor individuals with multiple installments and cards: a framework for a structured payoff plan balancing psychological momentum and cost red
Savings Plan and Gradual Emergency-Fund Building
freeFor individuals and families seeking financial safety: a framework to build a sustainable savings habit and an emergency fund covering sever
Halal Investing Primer for Beginners
plusFor beginners seeking Shariah-compliant investing in Saudi/Gulf: an educational framework explaining screening principles, instrument types,
Retirement and Long-Term Pension Planning Roadmap
proFor employees and business owners securing retirement: a framework to build a roadmap covering early need estimation, regular saving, and Sh
Bookkeeping Setup for Small and Medium Enterprises
plusFor SME owners in Saudi: a framework to set up organized bookkeeping that separates personal from business and prepares for tax compliance,
Cash-Flow Management System for SMEs
plusFor SME owners: a framework to build a cash-flow management system that forecasts liquidity, manages receivables and payables, and avoids ca
Service Pricing System for Freelancers and SMEs
plusFor freelancers and SME owners: a framework to build fair, profitable pricing that computes true cost, sets margin, and avoids underpricing.
Financial Goal Planning Translated into an Actionable Plan
plusFor individuals pursuing specific financial goals: a framework to turn financial dreams (home, travel, education) into numbered goals with a
Comprehensive Family Financial Plan for Couples
proFor couples and families managing joint finances: a framework to build a family plan organizing shared income, obligations, savings, protect
Financial Plan for a Side Income into Sustainable Earnings
plusFor employees and side-project owners: a framework to manage side income financially, separating it from primary income and allocating for t
Financial Habits Coaching and Discipline-Building Program
proFor individuals reforming their relationship with money: a coaching program that builds healthy financial habits gradually via spending awar